Side-by-side · Q2 2026 data
Sturgis Bank & Trust Company vs Marshall Community Credit Union
Metric by metric
| Measure | Sturgis Bank & Trust Company | Marshall Community Credit Union |
|---|---|---|
| TellerScore | 56 | 78 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 69 (stronger) | 31 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 53 | 81 (stronger) |
| Problem-loan coverage | 76 | 84 (stronger) |
| Peer percentile | 15th | 74th |
| Total assets | $1.0B | $371.8M |
| Deposits / shares | $893.0M | $304.2M |
| Capital ratio | 8.63% | 17.17% (stronger) |
| Problem loans | 0.92% (stronger) | 2.08% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.03% | 2.10% (stronger) |
| Loans ÷ deposits | 85.1% | 78.8% (stronger) |
| Uninsured deposits | 35.3% | 13.8% (stronger) |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 0.6% |
Marshall Community Credit Union has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Sturgis Bank & Trust Company leads on 2 and Marshall Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.