Side-by-side · Q2 2026 data
Suffolk Federal Credit Union vs Americu Credit Union
Metric by metric
| Measure | Suffolk Federal Credit Union | Americu Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 48 |
| Capital cushion | 35 | 46 (stronger) |
| Loan quality | 83 (stronger) | 37 |
| Earnings | 41 | 47 (stronger) |
| Funding & liquidity | 82 (stronger) | 63 |
| Problem-loan coverage | 92 (stronger) | 65 |
| Peer percentile | 27th | 4th |
| Total assets | $2.1B | $3.0B |
| Deposits / shares | $1.8B | $2.7B |
| Capital ratio | 8.54% | 9.56% (stronger) |
| Problem loans | 0.52% (stronger) | 1.89% |
| Net charge-offs | 0.08% (stronger) | 0.95% |
| Return on assets | 0.52% | 0.69% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 96.8% |
| Uninsured deposits | 8.2% (stronger) | 10.3% |
| Offices | 9 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.4% |
Suffolk Federal Credit Union has the higher TellerScore (61 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Suffolk Federal Credit Union leads on 5 and Americu Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.