Side-by-side · Q2 2026 data
Sumitomo Mitsui Trust Bank (U.S.A.) Limited vs NorthEast Community Bank
Bank
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, New Jersey · $1 billion – $10 billion
Metric by metric
| Measure | Sumitomo Mitsui Trust Bank (U.S.A.) Limited | NorthEast Community Bank |
|---|---|---|
| TellerScore | 85 | 90 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 36 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 99th |
| Total assets | $3.9B | $2.1B |
| Deposits / shares | $3.3B | $1.5B |
| Capital ratio | 12.72% | 17.32% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.93% | 2.00% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 123.9% |
| Uninsured deposits | 92.3% | 28.0% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Sumitomo Mitsui Trust Bank (U.S.A.) Limited leads on 2 and NorthEast Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.