Side-by-side · Q2 2026 data
Summit Bank vs Gateway Bank, F.S.B.
Metric by metric
| Measure | Summit Bank | Gateway Bank, F.S.B. |
|---|---|---|
| TellerScore | 57 (stronger) | 49 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 51 (stronger) | 28 |
| Earnings | 0 | 5 (stronger) |
| Funding & liquidity | 35 | 50 (stronger) |
| Problem-loan coverage | 88 (stronger) | 73 |
| Peer percentile | 14th | 6th |
| Total assets | $264.4M | $288.2M |
| Deposits / shares | $207.6M | $204.1M |
| Capital ratio | 16.37% (stronger) | 13.84% |
| Problem loans | 1.48% (stronger) | 2.15% |
| Net charge-offs | 0.72% | 0.00% (stronger) |
| Return on assets | -3.45% | -0.36% (stronger) |
| Loans ÷ deposits | 92.2% (stronger) | 119.5% |
| Uninsured deposits | 45.1% | 15.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Bank has the higher TellerScore (57 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Summit Bank leads on 4 and Gateway Bank, F.S.B. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.