Side-by-side · Q2 2026 data
Summit Bank vs Metropolitan Bank
Metric by metric
| Measure | Summit Bank | Metropolitan Bank |
|---|---|---|
| TellerScore | 57 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 51 | 100 (stronger) |
| Earnings | 0 | 46 (stronger) |
| Funding & liquidity | 35 | 65 (stronger) |
| Problem-loan coverage | 88 (stronger) | 68 |
| Peer percentile | 14th | 61st |
| Total assets | $264.4M | $230.2M |
| Deposits / shares | $207.6M | $194.7M |
| Capital ratio | 16.37% (stronger) | 13.09% |
| Problem loans | 1.48% | 0.00% (stronger) |
| Net charge-offs | 0.72% | 0.00% (stronger) |
| Return on assets | -3.45% | 0.64% (stronger) |
| Loans ÷ deposits | 92.2% (stronger) | 95.1% |
| Uninsured deposits | 45.1% | 10.3% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Summit Bank leads on 2 and Metropolitan Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.