Side-by-side · Q2 2026 data
Summit Credit Union vs State Employees' Credit Union
Metric by metric
| Measure | Summit Credit Union | State Employees' Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 76 (stronger) | 21 |
| Earnings | 56 (stronger) | 49 |
| Funding & liquidity | 82 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 69 |
| Peer percentile | 82nd | 6th |
| Total assets | $368.8M | $60.0B |
| Deposits / shares | $298.4M | $53.5B |
| Capital ratio | 15.44% (stronger) | 10.12% |
| Problem loans | 0.71% (stronger) | 2.38% |
| Net charge-offs | 1.22% | 0.66% (stronger) |
| Return on assets | 0.91% (stronger) | 0.72% |
| Loans ÷ deposits | 78.3% | 72.3% (stronger) |
| Uninsured deposits | 11.0% | 8.6% (stronger) |
| Offices | 7 | 280 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Credit Union has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Summit Credit Union leads on 4 and State Employees' Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.