Side-by-side · Q2 2026 data
Summit Credit Union vs Tcp Credit Union
Metric by metric
| Measure | Summit Credit Union | Tcp Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 59 |
| Earnings | 56 (stronger) | 33 |
| Funding & liquidity | 82 | 84 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 82nd | 47th |
| Total assets | $368.8M | $15.9M |
| Deposits / shares | $298.4M | $13.1M |
| Capital ratio | 15.44% | 17.04% (stronger) |
| Problem loans | 0.71% (stronger) | 1.23% |
| Net charge-offs | 1.22% | 1.04% (stronger) |
| Return on assets | 0.91% (stronger) | 0.32% |
| Loans ÷ deposits | 78.3% | 75.9% (stronger) |
| Uninsured deposits | 11.0% | 0.4% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Summit Credit Union leads on 3 and Tcp Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.