Side-by-side · Q2 2026 data
Summit Hampton Roads Federal Credit Union vs Mosaic Federal Credit Union
Credit union
Summit Hampton Roads Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Summit Hampton Roads Federal Credit Union | Mosaic Federal Credit Union |
|---|---|---|
| TellerScore | 52 (stronger) | 39 |
| Capital cushion | 93 (stronger) | 34 |
| Loan quality | 4 | 26 (stronger) |
| Earnings | 0 | 21 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 80 (stronger) | 61 |
| Peer percentile | 11th | 3rd |
| Total assets | $8.2M | $8.8M |
| Deposits / shares | $7.1M | $8.0M |
| Capital ratio | 14.27% (stronger) | 8.39% |
| Problem loans | 2.89% | 2.21% (stronger) |
| Net charge-offs | 1.27% | 0.77% (stronger) |
| Return on assets | -1.19% | 0.02% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 80.6% |
| Uninsured deposits | 5.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Hampton Roads Federal Credit Union has the higher TellerScore (52 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Summit Hampton Roads Federal Credit Union leads on 3 and Mosaic Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.