Side-by-side · Q2 2026 data
Summit State Bank vs Pinnacle Bank
Metric by metric
| Measure | Summit State Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 42 | 52 (stronger) |
| Capital cushion | 58 | 69 (stronger) |
| Loan quality | 19 | 23 (stronger) |
| Earnings | 23 | 44 (stronger) |
| Funding & liquidity | 62 | 67 (stronger) |
| Problem-loan coverage | 64 | 70 (stronger) |
| Peer percentile | 3rd | 8th |
| Total assets | $959.8M | $937.0M |
| Deposits / shares | $846.1M | $810.3M |
| Capital ratio | 10.84% | 11.88% (stronger) |
| Problem loans | 2.43% | 2.30% (stronger) |
| Net charge-offs | 2.17% | 2.09% (stronger) |
| Return on assets | 0.07% | 0.61% (stronger) |
| Loans ÷ deposits | 88.2% | 70.2% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 35.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinnacle Bank has the higher TellerScore (52 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Summit State Bank leads on 1 and Pinnacle Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.