Side-by-side · Q2 2026 data
Sun Community Federal Credit Union vs Sacramento Credit Union
Credit union
Sun Community Federal Credit Union
El Centro, California · $100 million – $1 billion
Metric by metric
| Measure | Sun Community Federal Credit Union | Sacramento Credit Union |
|---|---|---|
| TellerScore | 56 | 96 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 10 | 88 (stronger) |
| Funding & liquidity | 73 | 95 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 13th | 99th |
| Total assets | $895.6M | $858.3M |
| Deposits / shares | $803.4M | $722.4M |
| Capital ratio | 8.40% | 15.14% (stronger) |
| Problem loans | 0.25% | 0.09% (stronger) |
| Net charge-offs | 1.73% | 0.07% (stronger) |
| Return on assets | -0.25% | 1.69% (stronger) |
| Loans ÷ deposits | 84.3% | 65.5% (stronger) |
| Uninsured deposits | 17.8% | 12.0% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 28.5% |
Sacramento Credit Union has the higher TellerScore (96 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Sun Community Federal Credit Union leads on 0 and Sacramento Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.