Side-by-side · Q2 2026 data
Sun Pacific Federal Credit Union vs Mattel Federal Credit Union
Credit union
Sun Pacific Federal Credit Union
Richmond, California · Under $100 million in assets
Metric by metric
| Measure | Sun Pacific Federal Credit Union | Mattel Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 61 | 96 (stronger) |
| Earnings | 58 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 49th |
| Total assets | $29.9M | $28.1M |
| Deposits / shares | $24.9M | $24.6M |
| Capital ratio | 20.51% (stronger) | 11.39% |
| Problem loans | 1.16% | 0.11% (stronger) |
| Net charge-offs | 0.51% | 0.19% (stronger) |
| Return on assets | 0.96% (stronger) | 0.57% |
| Loans ÷ deposits | 42.3% (stronger) | 79.5% |
| Uninsured deposits | 8.3% (stronger) | 8.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sun Pacific Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Sun Pacific Federal Credit Union leads on 5 and Mattel Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.