Side-by-side · Q2 2026 data
Sunbelt Federal Credit Union vs Mutual Federal Credit Union
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Sunbelt Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 87 (stronger) | 64 |
| Earnings | 56 | 88 (stronger) |
| Funding & liquidity | 82 | 96 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 87th | 86th |
| Total assets | $366.4M | $528.5M |
| Deposits / shares | $305.2M | $458.9M |
| Capital ratio | 16.22% (stronger) | 13.98% |
| Problem loans | 0.39% (stronger) | 1.08% |
| Net charge-offs | 1.06% | 0.85% (stronger) |
| Return on assets | 0.90% | 1.69% (stronger) |
| Loans ÷ deposits | 77.9% | 64.1% (stronger) |
| Uninsured deposits | 7.8% | 5.4% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | — |
Sunbelt Federal Credit Union has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Sunbelt Federal Credit Union leads on 3 and Mutual Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.