TellerScore

Side-by-side · Q2 2026 data

Sundown State Bank vs Alliance Credit Union

Bank

Sundown State Bank

Sundown, Texas · $100 million – $1 billion

79of 100
Strong

Credit union

Alliance Credit Union

Lubbock, Texas · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureSundown State BankAlliance Credit Union
TellerScore79 (stronger)62
Capital cushion66 (stronger)59
Loan quality72 (stronger)64
Earnings100 (stronger)49
Funding & liquidity80 (stronger)65
Problem-loan coverage92 (stronger)83
Peer percentile75th30th
Total assets$307.7M$1.1B
Deposits / shares$269.6M$943.8M
Capital ratio11.63% (stronger)10.90%
Problem loans0.84% (stronger)1.07%
Net charge-offs0.09% (stronger)0.67%
Return on assets4.15% (stronger)0.72%
Loans ÷ deposits70.4% (stronger)95.6%
Uninsured deposits23.4%0.0% (stronger)
Offices516
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Sundown State Bank has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sundown State Bank leads on 6 and Alliance Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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