Side-by-side · Q2 2026 data
Sundown State Bank vs First State Bank
Metric by metric
| Measure | Sundown State Bank | First State Bank |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 80 | 97 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 75th | 80th |
| Total assets | $307.7M | $308.8M |
| Deposits / shares | $269.6M | $275.9M |
| Capital ratio | 11.63% (stronger) | 10.08% |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 4.15% (stronger) | 1.52% |
| Loans ÷ deposits | 70.4% | 60.5% (stronger) |
| Uninsured deposits | 23.4% | 17.9% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sundown State Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.