Side-by-side · Q2 2026 data
Sunflower Bank, National Association vs Charles Schwab Trust Bank
Metric by metric
| Measure | Sunflower Bank, National Association | Charles Schwab Trust Bank |
|---|---|---|
| TellerScore | 51 | 88 (stronger) |
| Capital cushion | 53 | 59 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 12th | 99th |
| Total assets | $15.7B | $10.5B |
| Deposits / shares | $13.5B | $9.7B |
| Capital ratio | 10.27% | 10.93% (stronger) |
| Problem loans | 1.63% | 0.00% (stronger) |
| Net charge-offs | 1.24% | 0.00% (stronger) |
| Return on assets | 0.34% | 2.05% (stronger) |
| Loans ÷ deposits | 85.6% | 0.0% (stronger) |
| Uninsured deposits | 31.3% | 5.4% (stronger) |
| Offices | 99 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Charles Schwab Trust Bank has the higher TellerScore (88 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Bank, National Association leads on 0 and Charles Schwab Trust Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.