Side-by-side · Q2 2026 data
Sunflower Bank, National Association vs Frost Bank
Metric by metric
| Measure | Sunflower Bank, National Association | Frost Bank |
|---|---|---|
| TellerScore | 51 | 66 (stronger) |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 46 | 82 (stronger) |
| Earnings | 33 | 73 (stronger) |
| Funding & liquidity | 57 | 59 (stronger) |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 12th | 58th |
| Total assets | $15.7B | $54.0B |
| Deposits / shares | $13.5B | $43.7B |
| Capital ratio | 10.27% (stronger) | 9.08% |
| Problem loans | 1.63% | 0.55% (stronger) |
| Net charge-offs | 1.24% | 0.14% (stronger) |
| Return on assets | 0.34% | 1.31% (stronger) |
| Loans ÷ deposits | 85.6% | 52.0% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 52.2% |
| Offices | 99 | 211 |
| CFPB complaints (3 yrs) | — | 323 |
| Complaints per $1B deposits | — | 7.4 |
| Mortgage denial rate (HMDA) | 5.8% | 43.5% |
Frost Bank has the higher TellerScore (66 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Bank, National Association leads on 2 and Frost Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.