TellerScore

Side-by-side · Q2 2026 data

Sunflower Bank, National Association vs International Bank of Commerce

Bank

Sunflower Bank, National Association

Dallas, Texas · $10 billion – $100 billion

51of 100
Below average

Bank

International Bank of Commerce

Laredo, Texas · $10 billion – $100 billion

69of 100
Moderate

Metric by metric

MeasureSunflower Bank, National AssociationInternational Bank of Commerce
TellerScore5169 (stronger)
Capital cushion53100 (stronger)
Loan quality46 (stronger)26
Earnings33100 (stronger)
Funding & liquidity57 (stronger)25
Problem-loan coverage8085 (stronger)
Peer percentile12th69th
Total assets$15.7B$10.2B
Deposits / shares$13.5B$6.6B
Capital ratio10.27%19.02% (stronger)
Problem loans1.63% (stronger)2.21%
Net charge-offs1.24%0.03% (stronger)
Return on assets0.34%2.82% (stronger)
Loans ÷ deposits85.6% (stronger)107.3%
Uninsured deposits31.3% (stronger)40.2%
Offices9972
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.8%—

International Bank of Commerce has the higher TellerScore (69 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Bank, National Association leads on 3 and International Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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