Side-by-side · Q2 2026 data
Sunflower Bank, National Association vs PlainsCapital Bank
Metric by metric
| Measure | Sunflower Bank, National Association | PlainsCapital Bank |
|---|---|---|
| TellerScore | 51 | 57 (stronger) |
| Capital cushion | 53 (stronger) | 47 |
| Loan quality | 46 | 66 (stronger) |
| Earnings | 33 | 65 (stronger) |
| Funding & liquidity | 57 (stronger) | 31 |
| Problem-loan coverage | 80 | 86 (stronger) |
| Peer percentile | 12th | 17th |
| Total assets | $15.7B | $12.7B |
| Deposits / shares | $13.5B | $10.7B |
| Capital ratio | 10.27% (stronger) | 9.73% |
| Problem loans | 1.63% | 1.03% (stronger) |
| Net charge-offs | 1.24% | 0.17% (stronger) |
| Return on assets | 0.34% | 1.11% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 86.2% |
| Uninsured deposits | 31.3% (stronger) | 53.9% |
| Offices | 99 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 12.0% |
PlainsCapital Bank has the higher TellerScore (57 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Bank, National Association leads on 3 and PlainsCapital Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dallas, TX
- San Antonio, TX
- Austin, TX
- Shenandoah, TX