Side-by-side · Q2 2026 data
Sunflower Bank, National Association vs Texas Capital Bank
Metric by metric
| Measure | Sunflower Bank, National Association | Texas Capital Bank |
|---|---|---|
| TellerScore | 51 | 67 (stronger) |
| Capital cushion | 53 | 57 (stronger) |
| Loan quality | 46 | 83 (stronger) |
| Earnings | 33 | 61 (stronger) |
| Funding & liquidity | 57 (stronger) | 51 |
| Problem-loan coverage | 80 | 93 (stronger) |
| Peer percentile | 12th | 63rd |
| Total assets | $15.7B | $33.6B |
| Deposits / shares | $13.5B | $29.4B |
| Capital ratio | 10.27% | 10.67% (stronger) |
| Problem loans | 1.63% | 0.50% (stronger) |
| Net charge-offs | 1.24% | 0.27% (stronger) |
| Return on assets | 0.34% | 1.03% (stronger) |
| Loans ÷ deposits | 85.6% | 84.0% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 37.7% |
| Offices | 99 | 9 |
| CFPB complaints (3 yrs) | — | 140 |
| Complaints per $1B deposits | — | 4.8 |
| Mortgage denial rate (HMDA) | 5.8% | 4.4% |
Texas Capital Bank has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sunflower Bank, National Association leads on 1 and Texas Capital Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.