Side-by-side · Q2 2026 data
Sunkist Employees Federal Credit Union vs U.S.B. Employees Federal Credit Union
Credit union
Sunkist Employees Federal Credit Union
Valencia, California · Under $100 million in assets
Credit union
U.S.B. Employees Federal Credit Union
Wilmington, California · Under $100 million in assets
Metric by metric
| Measure | Sunkist Employees Federal Credit Union | U.S.B. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 96 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 100th | 97th |
| Total assets | $3.8M | $3.2M |
| Deposits / shares | $2.5M | $2.6M |
| Capital ratio | 33.64% (stronger) | 20.23% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.08% (stronger) | 1.53% |
| Loans ÷ deposits | 37.5% | 9.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sunkist Employees Federal Credit Union has the higher TellerScore (100 vs 96). On the 4 directional measures above (where higher or lower is clearly better), Sunkist Employees Federal Credit Union leads on 3 and U.S.B. Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.