Side-by-side · Q2 2026 data
Sunstate Bank vs Intracoastal Bank
Metric by metric
| Measure | Sunstate Bank | Intracoastal Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 65 (stronger) | 48 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 60 | 76 (stronger) |
| Funding & liquidity | 66 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 64th | 53rd |
| Total assets | $580.4M | $573.2M |
| Deposits / shares | $502.7M | $518.6M |
| Capital ratio | 11.45% (stronger) | 9.77% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.01% | 1.39% (stronger) |
| Loans ÷ deposits | 67.4% (stronger) | 77.8% |
| Uninsured deposits | 39.4% | 35.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sunstate Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Sunstate Bank leads on 5 and Intracoastal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.