Side-by-side · Q2 2026 data
Sunwest Bank vs Optum Bank, Inc.
Metric by metric
| Measure | Sunwest Bank | Optum Bank, Inc. |
|---|---|---|
| TellerScore | 63 | 93 (stronger) |
| Capital cushion | 47 | 82 (stronger) |
| Loan quality | 80 | 93 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 16 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 30th | 100th |
| Total assets | $4.4B | $21.4B |
| Deposits / shares | $3.4B | $16.5B |
| Capital ratio | 9.71% | 13.22% (stronger) |
| Problem loans | 0.60% | 0.21% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.23% |
| Return on assets | 1.62% | 2.55% (stronger) |
| Loans ÷ deposits | 101.8% | 59.7% (stronger) |
| Uninsured deposits | 53.1% | 3.8% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | 654 |
| Complaints per $1B deposits | — | 39.6 |
| Mortgage denial rate (HMDA) | 0.0% | — |
Optum Bank, Inc. has the higher TellerScore (93 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sunwest Bank leads on 1 and Optum Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.