Side-by-side · Q2 2026 data
Suny Fredonia Federal Credit Union vs Tonawanda Community Federal Credit Union
Credit union
Suny Fredonia Federal Credit Union
Fredonia, New York · Under $100 million in assets
Credit union
Tonawanda Community Federal Credit Union
Buffalo, New York · Under $100 million in assets
Metric by metric
| Measure | Suny Fredonia Federal Credit Union | Tonawanda Community Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 79 (stronger) | 76 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 96th | 57th |
| Total assets | $48.3M | $49.3M |
| Deposits / shares | $39.1M | $43.8M |
| Capital ratio | 18.74% (stronger) | 11.13% |
| Problem loans | 0.63% (stronger) | 0.73% |
| Net charge-offs | 0.37% | 0.14% (stronger) |
| Return on assets | 2.64% (stronger) | 1.38% |
| Loans ÷ deposits | 40.8% | 32.1% (stronger) |
| Uninsured deposits | 2.7% | 1.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suny Fredonia Federal Credit Union has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Suny Fredonia Federal Credit Union leads on 4 and Tonawanda Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.