Side-by-side · Q2 2026 data
Superior Choice Credit Union vs Centricity Credit Union
Metric by metric
| Measure | Superior Choice Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 56 | 85 (stronger) |
| Capital cushion | 25 | 90 (stronger) |
| Loan quality | 81 (stronger) | 74 |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 70 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 13th | 87th |
| Total assets | $730.3M | $340.5M |
| Deposits / shares | $626.2M | $277.4M |
| Capital ratio | 7.54% | 13.97% (stronger) |
| Problem loans | 0.57% (stronger) | 0.79% |
| Net charge-offs | 0.38% (stronger) | 0.46% |
| Return on assets | 0.48% | 2.13% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 90.6% |
| Uninsured deposits | 5.0% | 4.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Superior Choice Credit Union leads on 3 and Centricity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.