Side-by-side · Q2 2026 data
Superior Choice Credit Union vs Superior Municipal Employees Credit Union
Credit union
Superior Municipal Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Superior Choice Credit Union | Superior Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 56 | 79 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 39 (stronger) | 26 |
| Funding & liquidity | 79 (stronger) | 57 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 13th | 62nd |
| Total assets | $730.3M | $3.0M |
| Deposits / shares | $626.2M | $2.4M |
| Capital ratio | 7.54% | 16.50% (stronger) |
| Problem loans | 0.57% | 0.00% (stronger) |
| Net charge-offs | 0.38% | -0.01% (stronger) |
| Return on assets | 0.48% (stronger) | 0.15% |
| Loans ÷ deposits | 80.8% (stronger) | 102.8% |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
Superior Municipal Employees Credit Union has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Superior Choice Credit Union leads on 2 and Superior Municipal Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.