Side-by-side · Q2 2026 data
Superior Credit Union, Inc vs Millstream Area Credit Union
Metric by metric
| Measure | Superior Credit Union, Inc | Millstream Area Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 93 (stronger) | 78 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 99th | 70th |
| Total assets | $2.0B | $70.8M |
| Deposits / shares | $1.6B | $61.3M |
| Capital ratio | 15.20% (stronger) | 12.64% |
| Problem loans | 0.20% (stronger) | 0.66% |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 1.84% (stronger) | 1.41% |
| Loans ÷ deposits | 76.5% | 55.9% (stronger) |
| Uninsured deposits | 8.4% | 0.0% (stronger) |
| Offices | 23 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Superior Credit Union, Inc leads on 5 and Millstream Area Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.