Side-by-side · Q2 2026 data
Superior Municipal Employees Credit Union vs Centricity Credit Union
Credit union
Superior Municipal Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Superior Municipal Employees Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 26 | 100 (stronger) |
| Funding & liquidity | 57 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 62nd | 87th |
| Total assets | $3.0M | $340.5M |
| Deposits / shares | $2.4M | $277.4M |
| Capital ratio | 16.50% (stronger) | 13.97% |
| Problem loans | 0.00% (stronger) | 0.79% |
| Net charge-offs | -0.01% (stronger) | 0.46% |
| Return on assets | 0.15% | 2.13% (stronger) |
| Loans ÷ deposits | 102.8% | 90.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Superior Municipal Employees Credit Union leads on 4 and Centricity Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.