Side-by-side · Q2 2026 data
Superior National Bank vs Baraga County Federal Credit Union
Metric by metric
| Measure | Superior National Bank | Baraga County Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 67 (stronger) | 55 |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 67 | 69 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 70th | 54th |
| Total assets | $1.0B | $63.1M |
| Deposits / shares | $881.5M | $57.3M |
| Capital ratio | 11.70% (stronger) | 10.48% |
| Problem loans | 0.65% | 0.49% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.24% |
| Return on assets | 1.17% | 1.22% (stronger) |
| Loans ÷ deposits | 76.1% | 35.5% (stronger) |
| Uninsured deposits | 26.1% | 3.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Baraga County Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Superior National Bank leads on 2 and Baraga County Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- L'Anse, MI