Side-by-side · Q2 2026 data
Superior National Bank vs The Miners State Bank
Metric by metric
| Measure | Superior National Bank | The Miners State Bank |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 67 | 72 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 67 (stronger) | 62 |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 70th | 82nd |
| Total assets | $1.0B | $134.8M |
| Deposits / shares | $881.5M | $117.6M |
| Capital ratio | 11.70% | 12.19% (stronger) |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.17% (stronger) | 1.05% |
| Loans ÷ deposits | 76.1% | 72.7% (stronger) |
| Uninsured deposits | 26.1% | 13.3% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
The Miners State Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Superior National Bank leads on 1 and The Miners State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hancock, MI
- Houghton, MI