Side-by-side · Q2 2026 data
Superior National Bank vs United Bank of Michigan
Metric by metric
| Measure | Superior National Bank | United Bank of Michigan |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 78 | 98 (stronger) |
| Earnings | 67 | 71 (stronger) |
| Funding & liquidity | 72 (stronger) | 58 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 70th | 74th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $881.5M | $892.7M |
| Capital ratio | 11.70% (stronger) | 10.61% |
| Problem loans | 0.65% | 0.06% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.17% | 1.29% (stronger) |
| Loans ÷ deposits | 76.1% (stronger) | 95.8% |
| Uninsured deposits | 26.1% | 20.7% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 14.7% |
United Bank of Michigan has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Superior National Bank leads on 2 and United Bank of Michigan on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.