Side-by-side · Q2 2026 data
Superior National Bank vs University Bank
Metric by metric
| Measure | Superior National Bank | University Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 60 |
| Capital cushion | 67 (stronger) | 51 |
| Loan quality | 78 | 86 (stronger) |
| Earnings | 67 (stronger) | 63 |
| Funding & liquidity | 72 (stronger) | 8 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 70th | 21st |
| Total assets | $1.0B | $1.2B |
| Deposits / shares | $881.5M | $1.1B |
| Capital ratio | 11.70% (stronger) | 10.08% |
| Problem loans | 0.65% | 0.41% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.17% (stronger) | 1.08% |
| Loans ÷ deposits | 76.1% (stronger) | 102.7% |
| Uninsured deposits | 26.1% (stronger) | 70.2% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 4.9% |
Superior National Bank has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Superior National Bank leads on 5 and University Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.