Side-by-side · Q2 2026 data
Suwannee River Federal Credit Union vs Campus USA Credit Union
Credit union
Suwannee River Federal Credit Union
Live Oak, Florida · Under $100 million in assets
Metric by metric
| Measure | Suwannee River Federal Credit Union | Campus USA Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 71 | 73 (stronger) |
| Loan quality | 99 (stronger) | 87 |
| Earnings | 62 | 70 (stronger) |
| Funding & liquidity | 98 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 72nd | 79th |
| Total assets | $25.7M | $4.0B |
| Deposits / shares | $22.5M | $3.4B |
| Capital ratio | 12.11% | 12.25% (stronger) |
| Problem loans | 0.03% (stronger) | 0.38% |
| Net charge-offs | 0.27% (stronger) | 0.38% |
| Return on assets | 1.06% | 1.26% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 98.3% |
| Uninsured deposits | 2.4% (stronger) | 15.4% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
Suwannee River Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Suwannee River Federal Credit Union leads on 5 and Campus USA Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.