Side-by-side · Q2 2026 data
Suwannee River Federal Credit Union vs Radiant Credit Union
Credit union
Suwannee River Federal Credit Union
Live Oak, Florida · Under $100 million in assets
Metric by metric
| Measure | Suwannee River Federal Credit Union | Radiant Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 71 (stronger) | 45 |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 62 (stronger) | 43 |
| Funding & liquidity | 98 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 72nd | 41st |
| Total assets | $25.7M | $1.1B |
| Deposits / shares | $22.5M | $969.4M |
| Capital ratio | 12.11% (stronger) | 9.50% |
| Problem loans | 0.03% (stronger) | 0.47% |
| Net charge-offs | 0.27% (stronger) | 0.63% |
| Return on assets | 1.06% (stronger) | 0.59% |
| Loans ÷ deposits | 62.6% (stronger) | 75.3% |
| Uninsured deposits | 2.4% (stronger) | 7.5% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.0% |
Suwannee River Federal Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Suwannee River Federal Credit Union leads on 7 and Radiant Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Live Oak, FL