Side-by-side · Q2 2026 data
Suwannee River Federal Credit Union vs Valdosta Teachers Federal Credit Union
Credit union
Suwannee River Federal Credit Union
Live Oak, Florida · Under $100 million in assets
Credit union
Valdosta Teachers Federal Credit Union
Valdosta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Suwannee River Federal Credit Union | Valdosta Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 71 | 84 (stronger) |
| Loan quality | 99 (stronger) | 24 |
| Earnings | 62 (stronger) | 32 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 72nd | 23rd |
| Total assets | $25.7M | $13.2M |
| Deposits / shares | $22.5M | $11.3M |
| Capital ratio | 12.11% | 13.41% (stronger) |
| Problem loans | 0.03% (stronger) | 2.29% |
| Net charge-offs | 0.27% (stronger) | 0.51% |
| Return on assets | 1.06% (stronger) | 0.31% |
| Loans ÷ deposits | 62.6% | 50.4% (stronger) |
| Uninsured deposits | 2.4% | 1.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suwannee River Federal Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Suwannee River Federal Credit Union leads on 4 and Valdosta Teachers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.