Side-by-side · Q2 2026 data
Suwannee River Federal Credit Union vs Walton County Teachers Federal Credit Union
Credit union
Suwannee River Federal Credit Union
Live Oak, Florida · Under $100 million in assets
Credit union
Walton County Teachers Federal Credit Union
Defuniak Spring, Florida · Under $100 million in assets
Metric by metric
| Measure | Suwannee River Federal Credit Union | Walton County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 71 (stronger) | 59 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 62 | 87 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 72nd | 68th |
| Total assets | $25.7M | $30.1M |
| Deposits / shares | $22.5M | $26.6M |
| Capital ratio | 12.11% (stronger) | 10.89% |
| Problem loans | 0.03% (stronger) | 0.45% |
| Net charge-offs | 0.27% (stronger) | 0.30% |
| Return on assets | 1.06% | 1.66% (stronger) |
| Loans ÷ deposits | 62.6% | 52.1% (stronger) |
| Uninsured deposits | 2.4% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suwannee River Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Suwannee River Federal Credit Union leads on 4 and Walton County Teachers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.