Side-by-side · Q2 2026 data
Sweet Water State Bank vs First US Bank
Metric by metric
| Measure | Sweet Water State Bank | First US Bank |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 47 (stronger) | 42 |
| Loan quality | 57 | 95 (stronger) |
| Earnings | 84 (stronger) | 51 |
| Funding & liquidity | 92 (stronger) | 73 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 34th | 44th |
| Total assets | $150.0M | $1.1B |
| Deposits / shares | $134.8M | $1.0B |
| Capital ratio | 9.74% (stronger) | 9.16% |
| Problem loans | 1.30% | 0.15% (stronger) |
| Net charge-offs | 0.44% | 0.27% (stronger) |
| Return on assets | 1.59% (stronger) | 0.77% |
| Loans ÷ deposits | 56.9% (stronger) | 84.6% |
| Uninsured deposits | 22.9% | 17.6% (stronger) |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Sweet Water State Bank leads on 3 and First US Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Thomasville, AL