Side-by-side · Q2 2026 data
Sweet Water State Bank vs Naheola Credit Union
Metric by metric
| Measure | Sweet Water State Bank | Naheola Credit Union |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 57 (stronger) | 34 |
| Earnings | 84 | 86 (stronger) |
| Funding & liquidity | 92 (stronger) | 66 |
| Problem-loan coverage | 84 | 84 |
| Peer percentile | 34th | 63rd |
| Total assets | $150.0M | $219.6M |
| Deposits / shares | $134.8M | $178.7M |
| Capital ratio | 9.74% | 18.00% (stronger) |
| Problem loans | 1.30% (stronger) | 1.97% |
| Net charge-offs | 0.44% | 0.16% (stronger) |
| Return on assets | 1.59% | 1.66% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 87.6% |
| Uninsured deposits | 22.9% | 20.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naheola Credit Union has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sweet Water State Bank leads on 2 and Naheola Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.