Side-by-side · Q2 2026 data
Swemp Federal Credit Union vs Coastal Bend P O Federal Credit Union
Credit union
Coastal Bend P O Federal Credit Union
Victoria, Texas · Under $100 million in assets
Metric by metric
| Measure | Swemp Federal Credit Union | Coastal Bend P O Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 42 (stronger) | 26 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 52nd | 20th |
| Total assets | $12.9M | $12.5M |
| Deposits / shares | $10.4M | $9.1M |
| Capital ratio | 19.49% | 27.13% (stronger) |
| Problem loans | 1.04% (stronger) | 3.73% |
| Net charge-offs | 0.05% (stronger) | 4.79% |
| Return on assets | 0.55% (stronger) | 0.15% |
| Loans ÷ deposits | 88.3% | 43.8% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 6.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Swemp Federal Credit Union has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Swemp Federal Credit Union leads on 5 and Coastal Bend P O Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.