Side-by-side · Q2 2026 data
Sycamore Federal Credit Union vs Coosa Pines Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Credit union
Coosa Pines Federal Credit Union
Childersburg, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Sycamore Federal Credit Union | Coosa Pines Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 71 (stronger) |
| Earnings | 96 (stronger) | 91 |
| Funding & liquidity | 75 | 88 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 83rd | 92nd |
| Total assets | $77.1M | $420.8M |
| Deposits / shares | $64.3M | $356.6M |
| Capital ratio | 16.37% (stronger) | 16.20% |
| Problem loans | 0.89% | 0.87% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.70% |
| Return on assets | 1.89% (stronger) | 1.77% |
| Loans ÷ deposits | 84.8% | 72.3% (stronger) |
| Uninsured deposits | 12.8% | 7.3% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Coosa Pines Federal Credit Union has the higher TellerScore (88 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Sycamore Federal Credit Union leads on 3 and Coosa Pines Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.