Side-by-side · Q2 2026 data
Sycamore Federal Credit Union vs Jefferson Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sycamore Federal Credit Union | Jefferson Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 70 (stronger) | 54 |
| Earnings | 96 (stronger) | 54 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 83rd | 28th |
| Total assets | $77.1M | $91.4M |
| Deposits / shares | $64.3M | $80.9M |
| Capital ratio | 16.37% (stronger) | 10.33% |
| Problem loans | 0.89% (stronger) | 1.38% |
| Net charge-offs | 0.39% (stronger) | 0.90% |
| Return on assets | 1.89% (stronger) | 0.85% |
| Loans ÷ deposits | 84.8% | 58.1% (stronger) |
| Uninsured deposits | 12.8% | 6.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
Sycamore Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sycamore Federal Credit Union leads on 5 and Jefferson Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.