Side-by-side · Q2 2026 data
Sycamore Federal Credit Union vs Rocket City Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Credit union
Rocket City Federal Credit Union
Huntsville, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sycamore Federal Credit Union | Rocket City Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 94 (stronger) |
| Earnings | 96 (stronger) | 78 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 83rd | 95th |
| Total assets | $77.1M | $69.1M |
| Deposits / shares | $64.3M | $57.4M |
| Capital ratio | 16.37% | 17.25% (stronger) |
| Problem loans | 0.89% | 0.17% (stronger) |
| Net charge-offs | 0.39% | 0.21% (stronger) |
| Return on assets | 1.89% (stronger) | 1.45% |
| Loans ÷ deposits | 84.8% | 52.6% (stronger) |
| Uninsured deposits | 12.8% | 1.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rocket City Federal Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Sycamore Federal Credit Union leads on 1 and Rocket City Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.