Side-by-side · Q2 2026 data
Talbot State Bank vs The Bank of Edison
Metric by metric
| Measure | Talbot State Bank | The Bank of Edison |
|---|---|---|
| TellerScore | 30 | 60 (stronger) |
| Capital cushion | 28 | 41 (stronger) |
| Loan quality | 22 | 40 (stronger) |
| Earnings | 0 | 92 (stronger) |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 38 | 69 (stronger) |
| Peer percentile | 1st | 18th |
| Total assets | $51.7M | $83.9M |
| Deposits / shares | $45.2M | $78.6M |
| Capital ratio | 7.78% | 9.08% (stronger) |
| Problem loans | 2.35% | 1.79% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | -0.85% | 1.80% (stronger) |
| Loans ÷ deposits | 72.5% | 63.1% (stronger) |
| Uninsured deposits | 19.4% (stronger) | 26.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
The Bank of Edison has the higher TellerScore (60 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Talbot State Bank leads on 2 and The Bank of Edison on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.