Side-by-side · Q2 2026 data
Tapco Credit Union vs Wcla Credit Union
Metric by metric
| Measure | Tapco Credit Union | Wcla Credit Union |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 74 (stronger) | 36 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 74th | 89th |
| Total assets | $735.7M | $141.9M |
| Deposits / shares | $657.1M | $111.8M |
| Capital ratio | 10.19% | 17.50% (stronger) |
| Problem loans | 0.34% | 0.29% (stronger) |
| Net charge-offs | 0.27% | 0.08% (stronger) |
| Return on assets | 2.58% (stronger) | 1.81% |
| Loans ÷ deposits | 86.6% (stronger) | 105.7% |
| Uninsured deposits | 10.3% (stronger) | 31.9% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Wcla Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Tapco Credit Union leads on 3 and Wcla Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.