Side-by-side · Q2 2026 data
Tba Credit Union vs Lake Michigan Credit Union
Metric by metric
| Measure | Tba Credit Union | Lake Michigan Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 98 (stronger) | 63 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 68 (stronger) | 67 |
| Funding & liquidity | 80 (stronger) | 63 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 89th | 71st |
| Total assets | $389.9M | $17.3B |
| Deposits / shares | $328.5M | $14.7B |
| Capital ratio | 14.79% (stronger) | 11.27% |
| Problem loans | 0.42% | 0.35% (stronger) |
| Net charge-offs | 0.69% | 0.16% (stronger) |
| Return on assets | 1.20% (stronger) | 1.18% |
| Loans ÷ deposits | 79.9% (stronger) | 92.8% |
| Uninsured deposits | 7.2% (stronger) | 18.5% |
| Offices | 2 | 38 |
| CFPB complaints (3 yrs) | — | 156 |
| Complaints per $1B deposits | — | 10.6 |
| Mortgage denial rate (HMDA) | — | 7.3% |
Tba Credit Union has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Tba Credit Union leads on 5 and Lake Michigan Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.