TellerScore

Side-by-side · Q2 2026 data

Tba Credit Union vs Our Credit Union

Credit union

Tba Credit Union

Traverse City, Michigan · $100 million – $1 billion

86of 100
Very strong

Credit union

Our Credit Union

Royal Oak, Michigan · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureTba Credit UnionOur Credit Union
TellerScore86 (stronger)68
Capital cushion98 (stronger)50
Loan quality86 (stronger)84
Earnings68 (stronger)45
Funding & liquidity8091 (stronger)
Problem-loan coverage9093 (stronger)
Peer percentile89th45th
Total assets$389.9M$375.1M
Deposits / shares$328.5M$347.3M
Capital ratio14.79% (stronger)9.98%
Problem loans0.42% (stronger)0.48%
Net charge-offs0.69%0.39% (stronger)
Return on assets1.20% (stronger)0.63%
Loans ÷ deposits79.9%68.9% (stronger)
Uninsured deposits7.2%4.4% (stronger)
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Tba Credit Union has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tba Credit Union leads on 4 and Our Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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