Side-by-side · Q2 2026 data
TCM Bank, National Association vs Central Bank
Metric by metric
| Measure | TCM Bank, National Association | Central Bank |
|---|---|---|
| TellerScore | 57 | 63 (stronger) |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 69 | 99 (stronger) |
| Earnings | 0 | 54 (stronger) |
| Funding & liquidity | 6 | 38 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 14th | 24th |
| Total assets | $382.4M | $386.8M |
| Deposits / shares | $279.6M | $325.2M |
| Capital ratio | 18.27% (stronger) | 9.11% |
| Problem loans | 0.93% | 0.04% (stronger) |
| Net charge-offs | 3.74% | 0.13% (stronger) |
| Return on assets | -1.14% | 0.84% (stronger) |
| Loans ÷ deposits | 104.4% | 100.7% (stronger) |
| Uninsured deposits | 82.7% | 34.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Bank has the higher TellerScore (63 vs 57). On the 7 directional measures above (where higher or lower is clearly better), TCM Bank, National Association leads on 1 and Central Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.