Side-by-side · Q2 2026 data
TCM Bank, National Association vs Gulfside Bank
Metric by metric
| Measure | TCM Bank, National Association | Gulfside Bank |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 6 | 44 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 14th | 64th |
| Total assets | $382.4M | $344.6M |
| Deposits / shares | $279.6M | $294.1M |
| Capital ratio | 18.27% (stronger) | 11.24% |
| Problem loans | 0.93% | 0.00% (stronger) |
| Net charge-offs | 3.74% | 0.00% (stronger) |
| Return on assets | -1.14% | 1.45% (stronger) |
| Loans ÷ deposits | 104.4% | 86.1% (stronger) |
| Uninsured deposits | 82.7% | 41.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulfside Bank has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), TCM Bank, National Association leads on 1 and Gulfside Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.