Side-by-side · Q2 2026 data
TD Bank USA, National Association vs HSBC Trust Company (Delaware), National Association
Bank
HSBC Trust Company (Delaware), National Association
Wilmington, Delaware · Under $100 million in assets
Metric by metric
| Measure | TD Bank USA, National Association | HSBC Trust Company (Delaware), National Association |
|---|---|---|
| TellerScore | 59 | 94 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 31 | 100 (stronger) |
| Earnings | 36 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 25th | 96th |
| Total assets | $32.1B | $57.2M |
| Deposits / shares | $27.2B | $500K |
| Capital ratio | 11.56% | 97.77% (stronger) |
| Problem loans | 2.08% | 0.00% (stronger) |
| Net charge-offs | 5.30% | 0.00% (stronger) |
| Return on assets | 0.41% | 4.56% (stronger) |
| Loans ÷ deposits | 28.9% | 0.0% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 50.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HSBC Trust Company (Delaware), National Association has the higher TellerScore (94 vs 59). On the 7 directional measures above (where higher or lower is clearly better), TD Bank USA, National Association leads on 1 and HSBC Trust Company (Delaware), National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.