Side-by-side · Q2 2026 data
Tel-U-Watt Federal Credit Union vs Fargo VA Federal Credit Union
Metric by metric
| Measure | Tel-U-Watt Federal Credit Union | Fargo VA Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 41 | 76 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 90 | 98 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 75th |
| Total assets | $5.6M | $14.1M |
| Deposits / shares | $5.1M | $12.3M |
| Capital ratio | 9.12% | 12.63% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.68% | 0.91% (stronger) |
| Loans ÷ deposits | 70.2% | 62.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fargo VA Federal Credit Union has the higher TellerScore (84 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Tel-U-Watt Federal Credit Union leads on 1 and Fargo VA Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.