Side-by-side · Q2 2026 data
Telco Plus Credit Union vs United Community Credit Union
Metric by metric
| Measure | Telco Plus Credit Union | United Community Credit Union |
|---|---|---|
| TellerScore | 54 | 69 (stronger) |
| Capital cushion | 43 | 70 (stronger) |
| Loan quality | 90 (stronger) | 65 |
| Earnings | 2 | 57 (stronger) |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 10th | 48th |
| Total assets | $124.3M | $127.9M |
| Deposits / shares | $108.2M | $112.6M |
| Capital ratio | 9.28% | 12.03% (stronger) |
| Problem loans | 0.31% (stronger) | 1.05% |
| Net charge-offs | 1.27% | 0.88% (stronger) |
| Return on assets | -0.44% | 0.92% (stronger) |
| Loans ÷ deposits | 96.6% | 80.1% (stronger) |
| Uninsured deposits | 3.2% | 2.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
United Community Credit Union has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Telco Plus Credit Union leads on 1 and United Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.